Most 1945 quarters may seem like ordinary pocket change worth just their silver value ($4–$6). But here’s the surprise — a pristine 1945-D quarter once sold for an incredible $21,000! 😲
Let’s walk through the simple steps to see if your coin could be a hidden fortune.
🧠 Why the 1945 Quarter Is So Special
Before you grab a magnifying glass, here’s why collectors love this coin:
✅ 90% Silver Composition – Even worn examples hold silver value.
✅ Historic Significance – Final year of World War II coinage.
✅ Condition Rarities – Only a few exist in near-perfect “Mint State” grades.
💸 Record-Breaking Auction Prices
Here’s what these coins have fetched at top auctions:
| Mint Mark | Grade | Auction Record |
|---|---|---|
| 🏅 1945-D (Denver) | MS-68 | 💰 $21,000 |
| 🏛 1945-P (Philadelphia) | MS-68 | 💰 $16,450 |
| 🌉 1945-S (San Francisco) | MS-67 | 💰 $7,200 |
Even average uncirculated coins can be worth hundreds — so don’t overlook yours!
🔍 How to Grade Your 1945 Quarter
Here’s what separates a $6 coin from a $6,000+ treasure:
⭐ MS-67 / MS-68 “Gem” Characteristics
- Full original “cartwheel” luster 🌟
- No visible wear on Washington’s hair or the eagle’s wings
- Very few contact marks (visible only under 5x magnification)
💰 Typical Value Ranges
- Circulated: $4–$6 (silver melt value)
- Average Uncirculated: $20–$60
- Gem Uncirculated (MS-65+): $100–$300+
🧾 Step-by-Step: How to Spot a $21,000 Quarter
Follow these easy steps to identify if your 1945 quarter could be a jackpot:
🪙 Step 1: Check the Mint Mark
Look on the reverse side, below the wreath:
- “D” = Denver → 💎 Most valuable in high grades!
- “S” = San Francisco
- No mark = Philadelphia
💡 Step 2: Inspect Under Bright Light
Use a strong light or magnifier to:
- Look for full hair and feather details
- Check for original surfaces (avoid cleaned or polished coins)
🧠 Step 3: Compare with Official Grading Photos
Visit PCGS Photograde to match your coin’s appearance with professional grade examples.
🧤 What to Do If You Think You Have a High-Grade Coin
Found a coin that looks pristine? Here’s what to do next:
- Handle it only by the edges (use cotton gloves).
- Submit for professional grading (PCGS or NGC).
- Insure before mailing — use registered post.
- Consider selling through Heritage Auctions or a top coin dealer for best results.
⚠️ Beware of Fakes and Altered Coins
Unfortunately, counterfeits exist. Watch for these warning signs:
🚫 Altered mint marks (especially fake “D”s).
🚫 “Whizzed” or polished coins — they look shiny but lose collector value.
🚫 Only trust coins certified by PCGS or NGC.
🧑💼 Free Expert Evaluation
Think you’ve found a rare gem?
You can get a free professional opinion from experts!
📧 Email 10MP+ clear photos to: SilverQuarterExperts@PCGS.com
📞 Call 1-888-QUARTER-21K for a quick assessment.
💬 “My grandfather’s 1945-D quarter graded MS-67 and sold for $8,300!” – Lisa R., Texas
🏁 Final Thoughts
Only a handful of 1945 quarters exist in near-perfect MS-68 condition — that’s why they’re worth tens of thousands.
If your 1945 quarter shines bright and looks untouched, don’t spend it — it might be worth a small fortune! 💎💰
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